Our Services

Think of Safe Harbor Partners as sitting on the same side of the table as you. Why? We don’t receive any compensation – for any reason – from any company or entity other than our clients. Our goals are 100% aligned to yours, which puts us squarely on your side.

 

Working with Safe Harbor Partners

Safe Harbor Partners accepts in writing and serves as a fiduciary advisor to the retirement plans of small to mid-size companies and not-for-profits. We act as either a 3(21) or 3(38) advisor to Plan Sponsors, depending on your unique set of circumstances.

This means we can advise you regarding – or accept the authority in – selecting, managing and replacing the investment options as required to ensure your plan meets your initial selection criteria.

We will review to see if you have a process of prudence in place for establishing and managing your retirement plan according to the expectations of the regulatory bodies. If your process of prudence falls short, we will provide specific recommendations to ensure you meet your obligations.

We will also review and provide feedback on the investment funds in your plan, based on our enhanced due diligence.

Finally, we will keep you abreast of regulatory changes and requirements so that you continue to meet your fiduciary responsibilities.

What We Deliver

  • Fiduciary Responsibility

    Safe Harbor Partners will pledge (in writing) fiduciary responsibility to the 401(k) and 403(b) plans of your employees.

    Financial Advice

    Our CFP®, CFA and AIF® advisors will aid in fund selection, due diligence, portfolio creation, and investment monitoring.

    Plan Assessment

    We’ll review your current plan for potential risk, requesting RFPs from multiple reputable providers to seek the best pricing and value for a particular plan.

    Product Benchmarks

    In a rigorous review process, Safe Harbor Partners will assess the plan, benchmark it to peers, and identify potential red flags that may exist.

    Process of Prudence

    We help our clients to establish a process of prudence that includes all 8 criteria for a successful plan and review emerging requirements through an Annual Fiduciary Checklist.

    Communications

    An educated employee is better equipped to make informed retirement investment decisions; Safe Harbor Partners helps you create and deliver efficient participant communication programs.

Remember...

  • Don’t select a retirement plan advisor based on his or her ability to pick stocks or boasts a high-rate of return. The value of an advisor lies is his or her knowledge of the process for selecting financial instruments, and who can put fiduciary standards in place that keep you, the Plan Sponsor, in compliance with all the regulations to which you are personally held accountable. – Safe Harbor Partners